Golden Visa Dubai: Get 10 Years of Residency Through Real Estate Investment

Since the introduction of the Golden Visa Dubai program, it has become even more attractive for people who want to settle long-term in the United Arab Emirates (UAE). This article explains who is eligible for the Golden Visa Dubai, the requirements, and how to obtain the visa by purchasing real estate in Dubai.

What is the Golden Visa Dubai?

The Golden Visa Dubai is a long-term residence visa for foreign investors, entrepreneurs, and highly qualified professionals. Instead of the standard two-year residency permit, the Golden Visa offers the possibility of staying in the UAE for 10 years, with the option to extend.

Additionally, a Golden Visa allows you to live and work independently in the UAE without a sponsor. You can bring family members with you, enter and exit without restrictions, and retain full ownership of your real estate and other assets.

Who is eligible for the Golden Visa Dubai?

There are several categories that qualify for the Golden Visa Dubai in order to become resident in Dubai:

1. Real Estate Investors
Anyone who owns real estate with a minimum value of AED 2 million (approximately €500,000) is eligible. This can be a single property or a combination of multiple properties. The property may be fully paid for or partially financed with a mortgage, provided the conditions are met. Read more below.

2. Entrepreneurs and Investors
You are also eligible if you have a company in the UAE or can provide a recognised investment plan.

3. Qualified Professionals
Think about doctors, engineers, researchers, academics, and exceptionally talented students. Recognition by an official body in the UAE is required.

4. People with Exceptional Achievements
These include artists, athletes or innovators with demonstrable contributions to their field.

Buying property in Dubai for the Golden Visa

For many foreigners, buying real estate is the most direct and accessible way to obtain a Golden Visa. Here are the main requirements:

• The property must be worth at least AED 2 million

• In addition, it must be registered in your name

• It may also not be rented or leased

• You may combine multiple properties to meet the threshold

Please note that for off-plan projects, at least 50% of the value must often be paid before you can submit the application, depending on the developer.

Golden Visa Dubai via Mortgage: What are the Rules?

It is permitted to get part of the property financed with a mortgage. This is possible as long as the property has a total value of at least AED 2 million. The mortgage must be obtained from a recognized bank in the UAE.

We list the important points for you:

• You need a No Objection Certificate (NOC) from the bank

• The bank must declare that they have no objection to your visa application

• You must provide proof of your paid share (equity)

• The property must be registered with the Dubai Land Department

• The mortgage may also not cover the full value: you must have made a demonstrable investment

This therefore makes the Golden Visa Dubai more accessible to buyers who want to use financing instead of full equity.

Why Combine Real Estate and a Golden Visa?

The combination of real estate and the Golden Visa Dubai is attractive for international investors:

• You will receive long-term residence rights in a stable and tax-friendly environment

• You also build capital growth through real estate ownership in a fast-growing market

• In addition, you can rent out real estate for passive income

• Finally, you have the flexibility to bring your family and travel freely

Moreover, Dubai as a city offers a lot in terms of infrastructure, safety, education and quality of life.

Conclusion

The Golden Visa Dubai is much more than a residency permit. It's a strategic tool for those seeking mobility, financial stability, and access to new markets. By investing in real estate from AED 2 million, you can apply for the Golden Visa Dubai and benefit from a long-term stay in the UAE.

Are you considering investing in real estate in Dubai with a Golden Visa in mind? Escalate Real Estate will guide you every step of the way: from selection and purchase to mortgage advice and visa application at the Cube.

Article references: ICP | Gov | InvestDubai | Economic Times | TimeOut |